yes thats the problem. I`m not saying its right as it turns out to be at the moment, but it is as it is! You can take your chances and get promoted and get crushed by other teams and loose some money (or stay at same point) from sponsorships, or stay at the top of 2nd division and keep strenghten your team until youre sure of its perfomance in top division. In any case you don loose any finances, only dont get so high (how to say it right) bonus...